The plan board
Now boarding, departures and arrivals: what to place next, which thresholds are approaching, and what you have already captured this year.
Cabin tour
We look at your cards, your normal spend and help you optimise your rewards for great travel perks.
Travel Upgrade has been optimised by real travellers knowledge, we have the tips and tricks that make sure you don't miss out on vital travel rewards.
Household wallet
Cards, holders, permitted members, actual additional cardholders and business entities — with reward ownership modelled explicitly.
Forecast simulator
Change the model date, cancel a trip, cut spend by a percentage, or restrict reimbursed spend to company cards, and watch the plan re-rank.
Benefit Directory
A factual reference library of UK and US card and account benefits. Alphabetical, identical for everyone, with the official source and the date we last verified each rule.
Household opportunities
Where adding a trusted additional cardholder, or diversifying into an unused benefit category, would lift household value.
Data and backup
Export and restore a versioned JSON envelope, with a rolling history of recent snapshots taken automatically before destructive actions.
Facts, not steering
We optimise what you hold. We do not sell you what you don't.
The optimiser works on the cards, accounts and balances you have told us about, and it reallocates spending you had already planned. Separately, the Benefit Directory is a factual reference library you search yourself: identical for every user, alphabetical, with the issuer's own source and the date we last verified it. No rankings, no recommendations, no application links, and no commission from anybody.
Directory entry
Travel Upgrade| Annual costAs the issuer states it | £250Verified |
|---|---|
| Rules effectiveFrom the official source | 2026-04-01On time |
| Verify with issuerTheir terms prevail | ALWAYS |
