01
Board your wallet
Cards, holders, fees, card-year dates and thresholds — personal and business.
Household spend that lead to amazing travel rewards
Travel Upgrade is your key to VIP travel.
Travel Upgrade turns the money you were already going to spend into upgrades, reward flights, hotel nights and lounge access — without spending a penny more.
No bank connections and no account required. Everything you enter stays in this browser until you choose to sync it.
From Cattle Class to Champagne Class
The plan board
Get ready for departure, your rewards are on the board.
Travel Upgrade reads your wallet, your goals and the spend you have already forecast, then hands you the next move: place this amount here, switch at that point, and here is exactly why.
Now boarding
Travel Upgrade| Next £3,800 UK spendBA Amex Premium Plus · companion voucher | GATE 1Boarding |
|---|---|
| Then general UK spendBest overflow card after the threshold | GATE 2On time |
| Hilton stays to MarchFree-night certificate in reach | +2 NIGHTSFinal call |
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Declare the destination
Rank the trips and perks that matter, and price each one yourself.
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File the forecast
Only the spend you already plan to make. Never a nudge to spend more.
04
Fly the plan
What to place next, the exact amount, and the moment to switch cards.
Why it differs
Not a points comparison table.
A card with a lower headline earn rate can be the right answer when the next slice of spend unlocks a companion voucher, a free-night certificate or a status threshold. Travel Upgrade models those cliffs piecewise, then tells you the exact amount to place before switching.
- Marginal utility of spend, not raw points-per-unit.
- Household-aware: benefits can belong to the primary cardholder.
- Time-aware: card years, promotions, qualification windows and voucher expiries.
- Every recommendation explains why, and what changes after the threshold.
Example action
“Put the next £3,800 of eligible UK spend on the BA Amex Premium Plus to trigger the Companion Voucher. Then switch general UK spend to the best overflow card.”
Travel Upgrade never suggests spending more. It only reallocates spending you have already forecast.
One price
One household. One tier. £3.49 a month.
Everything the product does, for everyone in your household — every card, every programme, every threshold and expiry. £29.99 a year if you pay annually. No commission from any card issuer, no affiliate links, and no encouragement to spend more than you already planned to.
Try it free first. Enter your household and we will show you what you are on track for, and what an optimised plan would reach. If the difference is small we will say so.
Billing isn’t switched on yet, so there is nothing to pay and no payment details to give.
Ready when you are.
Start with the demo household to see a full plan in seconds, or build your own wallet.