Remaining planned spend

Forecast & simulator

This device only

Enter only spend you already expect to make. The optimiser reallocates it — it never recommends spending more.

Forecast GBP

£0

After scenario adjustments (−0%)

Forecast USD

$0

After scenario adjustments (−0%)

Optimised value

£0

Rewards + threshold benefits

Uplift vs current

+£0

Same spend, reallocated

Estimated, from your own figures

Your projected Travel Upgrade value

Value from existing rewards
£0

Banked points, issued vouchers, thresholds already met and perks you've priced.

Additional value from the plan
+£0

Only the difference following the plan makes, on the spend you already forecast.

Total projected travel value
£0

Over the next 12 months. An estimate, not a promise.

Data coverage: low (17%)

Spend by category and currency

MemberCategoryCurrencyWho paysAmountCancellable trip

No forecast lines yet. Add one to run the optimiser.

Optimised allocation

CardSpend sliceAmountValue

Current behaviour vs optimised plan

Current behaviour£0
Optimised plan£0

“Current behaviour” assumes you simply use the card with the highest ordinary earn rate for each category and ignore thresholds entirely.

Projected points earned

Nothing allocated yet.

Threshold benefits triggered

No valued thresholds.

Point valuations (pence each)